You receive a call on your phone.The caller says they're from your bank and they're calling about a suspected fraud.

funbaker #AssangeIsNotGuilty

@Edent there used to be a time where they told customers at every possibility: our employees will never ask for your password etc.
I think they still do.
Wtf happened.

Terence Eden

@funbaker they haven't asked for your password.
You haven't given the person on the phone any details.

Lex

@Edent I love this scam. The banks need to repeat the standard advice of never passing information to a caller about your account, ever. Their security advice is you must call back on their standard number.

It's definitely the bank's failure to not make this explicit on the app notification. I hope they are rushing to fix it :blobsweats:

"We will never call you and ask for information"

dinosaurdigger

@Edent no because i never answer my phone

GunChleoc

@flabberghaster @simonwood @Edent Yes, always call back on a phone number that you know to be legit when your "bank" calls.

Mister Moo 🐮

@Edent The number of people in this thread insisting they wouldn't fall for this fake screen even though it's *real* suggests that yes, most people would and will fall for it.

australopithecus

@Edent
That is sneaky af.

Good rule of thumb is: incoming calls are informational only, never "confirm" anything during an interaction that you did not initiate.

Two reasons this holds up:

First, remember that your bank doesn't even want to spend money on enough people to *answer* incoming calls, much less make outgoing ones. If your bank does need to contact you they'll probably just send an automated email or text.

Second, if your bank calls you, they already know it's your phone.

Terence Eden

@MisterMoo
No, don't you understand? They're *far* too clever to fall for it! Not like all those normies…

A human being

@Edent That is so clever, but so obvious when the scam is laid out in front of you. Ingenious.

Resting Facebitch

@Edent The notification would freak me the living fuck out I'd hang up, immediately transfer everything in that account to one of my other accounts and then ask the bank questions later.

That's provided I actually answered my phone in the first place.

Happy Thanksgiving! 🦃

@Edent to me it would be an obvious scam bc I don't have banking apps on my phone.

Franz Graf

@Edent ahhh that's really nasty. Thanks for sharing

Arun Mani J

@Edent I once transferred a large amount of money from my phone. Immediately I got call from a unknown number. Due to my past experience with unknown numbers, I decided to hang it up.
Later becoming curious, I checked the number on TrueCaller and found that it was from my bank.
May be they called to confirm that it was actually me who transferred the amount or something bad happened?
I immediately checked all the transactions and found nothing suspicious.

? Offline

@Edent Lol. They have my number already. That proves nothing other than the chance that they’re especially crafty scammers. If it is your bank - they’ll send you a postal letter on letterhead with a name and number to call or an in-app message that you’ll see upon login. @lisamelton

Charles Johnson

@Edent test

tdietterich

@Edent This two-factor authentication is useless when both factors go to the same phone. One of my banks does this, and I can't figure out why they think it is secure.

jmjm

@Edent I'm sitting here in 2024 wondering why we still don't have authenticated caller id.

Pete

@Edent My bank or any other entity I do business with (cable, doctor etc), I hang up and call them using a number in my phone.

Tristan Slominski

@Edent "If someone called you and you did not call the bank, hang up and report fraud" at the beginning would help.

Directionality is important in this protocol and needs to be of prime importance.

Pass the Dutchie

@Edent I got a call saying it was my bank. Almost got me. But I decided to call my bank and hung up. The bank said they will never call me. The same scammer called me several more times trying the same tactic.