Just had to report credit card fraud to my bank for the first time! I am truly an adult now
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Just had to report credit card fraud to my bank for the first time! I am truly an adult now
I’m genuinely surprised that Monzo allowed £800 worth of charges, from a merchant I’ve never used before, to go through without a 3D Secure challenge. Usually they 3DS everything I try to buy
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@Ninji things have probably changed, but the policy used to be “if there’s a valid exemption from us doing SCA and the merchant signals they’re willing to take liability, we’ll let them”
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@Ninji Valid reason can include the merchant/their bank syaing “we’ve done our own risk based analysis and we think this is fine!”
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