@julian said in What's next after v3?: @crazycells wait until TD decides to start sending SMS codes to your phone number. I use a VoIP number, I'll let you guess how that's going. Also... You're Canadian? lol I can feel your pain. There are TD Bank branches in NY. However due to their lack of convenience, I had to close my checking account with them, but I still have a credit card. On a side note, I always use my real phone number with financial institutions, but use Google Voice number for anything else. Aren't VOIP numbers easier to hack?