My suggestion, only use plugins made by nodebb team members, as they have the highest chances of being updated to support latest versions. Some third party plugins might cause some issues and even if u configure it for current version it will pose more problems when u upgrade to latest versions.
I disagree, I can name a few of the devs plugins that don't work on latest for various reasons... A better suggestion would be to look at what how old the plugin is and use caution. If a third party plugin, or a developer made plugin doesn't work, then any issues can be prompty solved with
./nodebb reset plugin "nodebb-plugin-plugin-name"
There is zero risk to running an incompatible plugin, if it doesn't work or makes your forum crash, disable it, uninstall it, make a bug report, move on.